Insuring Cigars
Strange but True…
A man from Charlotte, North Carolina, having purchased a case of very expensive cigars, insured them against, among other things, fire. Within a month, having smoked his entire stockpile, the man filed a claim against the insurance company, stating that the cigars were lost ‘in a series of small fires’ .
The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion. The man sued – and won.
In delivering the ruling the judge, agreeing that the claim was frivolous, stated nevertheless that the man held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure against fire, without defining what it considered to be ‘unacceptable fire’ , and was obliged to pay the claim. Rather than endure a lengthy and costly appeal the insurance company accepted the ruling and paid the man $15,000 for the rare cigars he had lost ‘in the fires’ .
After he cashed the check, however, the company had him arrested on 24 counts of arson. With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000 fine.
January 22, 2010 @ 6:56 am
Guys, loosen up!!! This story was a joke about cigarettes, not about anyone asking you to stop smoking. If you think anyone’s bothering you about stopping smoking, find another avenue to address that and leave this place for those who appreciate good jokes!!!!!!!
January 17, 2010 @ 7:13 pm
Serves him well for intentionally mastering it.
January 17, 2010 @ 9:49 am
OMG that is so crazy, Looks like you can have all the kids you wanna have. That is sad they will start saying how many kids you can have. @jelly bean
January 17, 2010 @ 9:44 am
I don’t smoke, But its true we will all die someday one way or another. @brenda
January 17, 2010 @ 9:43 am
LMAO, @cindy
January 16, 2010 @ 12:09 pm
There is not 1 death on record caused by 2nd hand smoke. Not 1!!!
January 16, 2010 @ 4:14 am
People DIE from SECOND-HAND smoke too. So it is best to try NOT to smoke as much as one can if they want to live longer. It also doesn’t stink up the clothes. I went to a party on New Year’s Eve & when I got home, I could smell smoke & wondered where it came from ! I realized it came from the smoky smell on my jacket from those that smoked.