Funny Joke: 💵 The Loan

An old Native American walks into a small-town bank…

As he approaches the desk, the banker greets him with a polite but somewhat stiff smile.

“How can I help you today, sir?” the banker asks.

“Need loan. Five hundred dollars,” says the old man, his voice steady.

The banker raises an eyebrow but starts the process, “What are you going to do with the money?” asks the banker.

“I make jewelry, take to city and sell it,” the old man replies.

The banker nods and says, “Alright, what do you have for collateral?”

The old man pauses. “What’s collateral?” he asks, tilting his head a little.

“It’s something of value to secure the loan, something we can hold onto in case you can’t pay it back,” the banker explains.

“Oh, I have 1949 Chevy pickup,” the old man says, nodding confidently.

The banker’s smile tightens, “Uh, how about livestock?” he asks, pushing forward.

The old man thinks for a moment, “I have horse,” he replies.

“And how old is this horse?” presses the banker.

The old man pauses again, scratching his chin thoughtfully, “Don’t know. It got teeth though,” he explains.

The banker, trying hard not to laugh, quickly stamps the paperwork and decides to approve the loan, more amused than convinced.

Weeks go by, and the old man returns, a spring in his step, clutching a fat roll of bills…

He walks up to the banker’s desk, drops the cash, and says, “Here’s your money, including interest.”

The banker, impressed, counts the cash and smiles, “So, what do you plan on doing with the rest of that money?”

“Put it in my pocket,” the old man says matter-of-factly.

The banker, eager to get a new customer, leans in a bit, “Why don’t you deposit it in our bank?… “

“We’ll take care of it for you, and you can withdraw it whenever you need it.”

The old man thinks for a moment, then narrows his eyes, leans across the desk, and asks…

“What you got for collateral?”