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An elderly couple recently moved south to Florida from New York…
The husband had a wooden leg, and it cost $500 per year to insure it back in New York.
When they arrived in Florida, they went to an insurance agency to see how much it would cost to insure his wooden leg.
The agent looked it up on the computer and said, “It will cost $19 per year.”
The husband was shocked, and asked why it was so cheap to insure his wooden leg in Florida…
The insurance agent turned his computer screen to the couple and said, “Well, you just have to know how to describe it.”
“He then pointed to some text on the screen that read… “
“Any wooden structure, with a sprinkler above it is $19 per year.”